At Clear Title and Escrow, our mission is to facilitate closings from start to finish with clear communication, clear results, and clear title.

Serving Panama City, 30A, & Beyond

Our Team

With decades of experience, we are dedicated to helping you along every step of the way.

Keith Carroll

Founder & Closing Attorney

Panama City Office

Founder and Closing Attorney Keith Carroll has been in the title business since 2013, providing our community dedicated service and experienced practices. A Bay County local, Father, & Husband, Keith understands the value of creating lasting relationships and working with someone you can trust to protect your largest financial investments.

Wade Cotton

Co-Owner/Operator

30A Office

With over a decade of experience in real estate and title services, Wade is the dedicated owner of our 30A branch and The Florida Living Team. Wade's journey in the industry is shaped by his hands-on experience in residential and commercial transactions, including 1031 exchanges and vacant land deals. His deep understanding of title insurance and contract coordination allows him to provide clients unparalleled service and 24/7 availability. Before founding Clear Title & Escrow 30A, Wade honed his skills in business development and marketing, driving significant growth for companies like Centennial Bank and SETCO Services. His commitment to building lasting relationships and fostering team success has been a cornerstone of his career, and his commitment to his community is evident in his professional endeavors and everyday actions. He believes that real estate is about more than just properties—it's about people, and this belief drives his dedication to serving the 30A community with care and integrity.

Bridgett Hall-Cotton

Partner

30A Office

Growing up in a Real Estate home, Bridgett knows what it takes to provide the best service possible to buyers and sellers. Having also worked in the medical field assisting physicians and nurses for years, Bridgett brings a tremendous work ethic, a detailed eye to the Real Estate field, and a heart for the wellbeing of others. She has a special love for the arts, gardening, and outdoor activities that abound on Florida's Gulf Coast.

Taylor Miller

Closing Processor

Panama City Office

One of our remote-working Title Processors, Taylor enjoys going to the gym with her husband, game nights with family, and reading all the way from Texas! Her favorite part of working at Clear Title & Escrow is knowing that she is helping people find their forever homes and/or move on to bigger and better things. As a newlywed, she daydreams often about building her own family and legacy on a large piece of land. Someday she and her family will end up on the farm raising their kids and enjoying a joyful life outdoors.

Paco Schulz

Escrow Officer

Panama City Office

Paco has been an Escrow Officer for over ten years in the Panama City area. A Wisconsin native and Florida transplant, Paco is a graduate of the University of Wisconsin – La Crosse with a Bachelor of Science degree in Communication Studies. He began his professional career in mortgage lending and transitioned into the real estate title insurance field in 2011. Paco has built strong relationships with people in the community and is a great asset to our growing team. Paco strives to bring his knowledge and communication skills to every customer, making the closing process as easy and seamless as possible.

Zhanna Elliott

Escrow Officer & Licensed Title Agent

Panama City Office

Zhanna is a results-oriented professional with a finance, economics, and banking degree, as well as a licensed Title Agent and Notary Public. With 15 years of banking experience, Zhanna’s ability to explain and clarify the issues related to title services, as well as her experience in disbursement in accordance with set policies and standards, makes her a great addition to our team.

Wes Harris

Escrow Officer

Panama City Office

Originating from the scenic town of Apalachicola, FL, Wes began his professional career with 6 years in banking before transitioning to Real Estate title. His Apalachicola upbringing instills a sense of community spirit into his work, adding a personal touch to his professional journey. Beyond the intricacies of finance and title, Wes is a devoted dog parent who seeks thrill and inner peace in the great outdoors.

Jodi Kinard McKelvin

Post-Closer

Panama City Office


Jodi Kinard McKelvin is a Panama City native who returned home after a long legal career in Birmingham, AL. After attending law school at Cumberland School of Law at Samford University where she was an Associate Editor of the Cumberland Law Review and a Cordell Hull Teaching Fellow, she practiced for over 20 years working on a variety of complex litigation involving pharmaceuticals, dietary supplements, environmental damage, and antitrust violations. Jodi lives in Lynn Haven with her husband and has two children who work and attend college in Birmingham. They are happy to be back near family, friends, and the beach, and we are excited to have Jodi on our team.

Hannah Harrison

Escrow & Processing Agent

Panama City Office


Hannah, a proud Panama City local for over a decade, has a profound endearment for her family, community, and her dogs. She greets everyone with a smile and loves turning strangers into friends. Hannah prides herself in being a friendly face and someone who can always be relied on. From community events to the serene Florida springs, Hannah embraces the beauty of her surroundings with genuine enthusiasm. Beyond her time in her garden or with her dogs, you'll often find her engrossed in a novel or spending time with friends and family at local events or businesses.

Kristi Matthews

Office Manager/Closer

30A Office

Kristi is a former Texan, born in Dallas, Texas, where her title career began in 2003. As a child, she went on family beach vacations and always said she’d live at the beach one day. In 2016, she decided to move to the Florida Panhandle with her son and daughter. A few years later, she got engaged and extended her family of 3 to a family of 8! In her spare time, she enjoys the gym, sunsets, family beach days, hunting with her dad, and traveling.

Sheri Hundley

Escrow Officer & Licensed Title Agent

30A Office

Sheri has been working as a Real Estate closer for over 30 years. Sheri was born and raised in Pensacola, Florida, and currently lives in Freeport, Florida. Sheri loves living in the Florida Panhandle and enjoys nature trails and traveling. She spent 14 years in Knoxville, Tennessee, before returning to the Florida Panhandle six years ago. She is married to Walter Hundley and has a daughter, son-in-law, and two grandsons who live in Niceville, Florida.

Kamryn Matthews

Receptionist

30A Office

From the Lone Star State of Texas, Kamryn brings her vibrant energy and passion for customer service to our team after her recent launch into the professional world. Understanding the importance of creating positive first impressions and ensuring every client interaction is met with professionalism and care, Kamryn’s warm demeanor and passion for people make her a valuable addition to our Clear Title family. Outside the office, you can find her exploring the beauty of the Gulf Coast, indulging in local cuisine, or spending quality time with family and friends.

Learn more about our services

  • Comprehensive title search services to ensure that the property you're interested in is free from any liens, encumbrances, or legal issues.

  • Protection for your investment against unforeseen defects in title, providing peace of mind throughout the transaction process.

  • Facilitating smooth and secure closing processes by acting as a neutral third party to hold funds and documents until all conditions are met.

  • Overseeing the closing process to ensure all necessary documents are properly executed and recorded, making the experience as seamless as possible.